Turn Education Into Income

Explore opportunities to earn real money while you study, develop high-value skills, and lay the financial foundation for life after school.

How It Works,
Step by Step

Follow a simple, transparent process that helps you move confidently from application to results.

Where Students, Schools, and Investors Win Together

Create structures where students build assets, universities strengthen their communities, and mission aligned  investors back future leaders with purpose and efficiency.

Students

Earn real income while you learn, build skills, and grow long-term financial security.

Universities

Empower students with asset-building programs that boost engagement, outcomes, and retention.

Investors

Back the next generation of talent through disciplined, impact-driven returns tied to education.

SII

Designs the structure, connects all parties, and manages compliant, end-to-end program execution.

Options

One Dynamic Path After Graduation

Two Strategic Paths After Graduation

Flexible Protection Plan

Enjoy a single, powerful policy with the flexibility to move between active status and reduced paid-up status as your life changes. Unlike traditional plans that lock you into one track, this structure lets you dial premiums up or down while keeping meaningful coverage in place.

  • Monthly premium (active status) $400
  • Death benefit $250,000
  • Policy status flexibility

    Seamless transitions between Active and Reduced Paid-Up status for maximum control over cash flow and coverage.

  • Additional benefits

    Long-term asset building potential and protection designed to support post-graduation goals.

  • Emergency support

    Guidance and assistance available when major life events occur.

  • Claim processing

    Streamlined, transparent claims handling for you and your beneficiaries.

Tax-Advantaged Access to Cash

When the policy is kept in active status and premiums are paid consistently, the cash value inside the policy can grow over time. Instead of sending $400 each month to a loan servicer just to pay down student debt, those same dollars are now building an asset you own that is designed to grow with you every year.

  • Illustrative access by Year 7

    Under reasonable assumptions, you may be able to access around $37,000 via policy loans by about year 7. This is not a guarantee, but an example of how disciplined funding can translate into meaningful accessible value over time.

  • Tax-advantaged policy loans

    When structured and maintained properly, policy loans are generally treated as income tax–free under current law, as long as the policy stays in force and does not become a Modified Endowment Contract (MEC). This can offer a more flexible way to address expenses or opportunities compared with traditional student debt.

  • From debt payments to asset-building

    The same monthly amount that would have gone to servicing a student loan can instead support a policy designed to:

Actual values will depend on age, underwriting, policy design, performance, and adherence to funding guidelines. This example is for educational purposes only and is not a guarantee of future results. Please consult your own tax and financial advisors regarding your specific situation.

Key Legal Guidelines

By accessing or using this service, you agree to follow all applicable laws, regulations, and our published policies at all times.

You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

We may modify, suspend, or terminate any part of the service at our discretion, at any time, and without prior notice.

All content provided through this service is for informational purposes only and does not constitute legal, financial, or other professional advice.

Any unauthorized use, copying, or distribution of our content, branding, or materials is strictly prohibited and may result in legal action.

Get Started Questionnaire

Tell us a little about yourself so we can share the most relevant information and opportunities. This questionnaire is for informational and exploratory purposes only and does not create an insurance policy, investment agreement, or client relationship.

About You

If You’re a Student

If You’re a University / College

If You’re an Investor / Capital Partner

Preferences & Consent