Enabling students to replace traditional debt with long-term financial protection through university-backed IUL solutions and mission-aligned capital.
Guiding students toward a more thoughtful, secure path to financial protection and debt-free graduation.
Partner with a regulated, university-integrated framework designed to generate recurring premium flows, strong transparency, and meaningful social impact. This model aligns durable financial returns with education-focused financial empowerment
Partner with us to deliver a practical approach to addressing student debt. Providing access to Indexed Universal Life based solutions enhances students’ financial education and supports post-graduation success, while helping institutions align with evolving federal income-to-debt ratio requirements across graduating cohorts supporting continued eligibility for federal funding.
Build lasting financial protection while you study. Our Indexed Universal Life (IUL)–based program is designed to help students begin building real financial value during their academic years. After graduation, accumulated value may be accessed to support post-college financial needs, while reducing reliance on high-interest student debt. Along the way, students gain practical financial knowledge that supports long-term stability.
A thoughtful, student-first framework that supports financial protection and a more stable path through graduation.
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Students may enroll in a university-approved Indexed Universal Life plan through their financial services office, starting with a small, affordable contribution.
Each contribution builds cash value over time, linked to a market index and designed to include protection against market losses. Students begin accumulating real financial value without taking on excessive risk or burdensome payments.
As students graduate, accumulated cash value may be accessed in a tax efficient manner to ease financial obligations, providing flexibility while long-term protection and growth continue.
A student-first framework that converts education financing into durable financial outcomes through university partnerships and a long-term insurance structure.
